:root{--navy:#0b2a4a;--ink:#14213d;--teal:#22c3a6;--red:#e63946;--bg:#f6f8fb;--muted:#5a6b80;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:#fff}
a{color:#0a5bd3}a:focus-visible,.btn:focus-visible{outline:3px solid var(--teal);outline-offset:2px}
.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem;z-index:9}
.wrap{max-width:1080px;margin:0 auto;padding:0 1.25rem}.narrow{max-width:760px}.center{text-align:center}
.nav{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.95);border-bottom:1px solid #e3e8ef}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.6rem 1.25rem}
.brand{display:flex;align-items:center;gap:.55rem;text-decoration:none;color:var(--navy);font-weight:800;letter-spacing:.06em}
.brand small{display:block;font-weight:500;letter-spacing:.02em;font-size:.72rem;color:var(--muted);line-height:1}
.nav ul{display:none;list-style:none;margin:0;padding:0;gap:1.2rem}.nav ul a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}
.hero{color:#fff;padding:4.5rem 0 4rem;background:radial-gradient(circle at 85% 20%,rgba(34,195,166,.35),transparent 45%),linear-gradient(135deg,#0b2a4a,#123d6b);background-color:var(--navy);position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.12) 1px,transparent 1px);background-size:22px 22px;pointer-events:none}
.hero .wrap{position:relative;z-index:1}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.8rem;color:var(--teal);font-weight:700;margin:0}
h1{font-size:clamp(2.2rem,8vw,4rem);line-height:1.05;margin:.4rem 0}
.tag{display:inline-block;font-family:ui-monospace,Menlo,monospace;background:rgba(34,195,166,.15);border:1px solid var(--teal);color:#bff3e8;padding:.25rem .7rem;border-radius:999px;margin:0 0 1rem}
.lead{font-size:clamp(1.1rem,3.5vw,1.4rem);max-width:36ch}
.cta{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.5rem}.center .cta{justify-content:center}
.btn{display:inline-block;padding:.8rem 1.3rem;border-radius:10px;font-weight:700;text-decoration:none;min-height:44px}
.primary{background:var(--red);color:#fff}.ghost{border:2px solid #fff;color:#fff}.light{background:#fff;color:var(--navy)}.ghost-light{border:2px solid rgba(255,255,255,.7);color:#fff}
.sec{padding:3.5rem 0}.alt{background:var(--bg)}h2{font-size:clamp(1.6rem,5vw,2.2rem);margin:0 0 1rem;color:var(--navy)}
.steps{list-style:none;padding:0;display:grid;gap:1rem;margin:1.5rem 0}
.steps li{display:flex;gap:1rem;background:var(--bg);border-radius:var(--r);padding:1rem}
.steps span{flex:none;width:2.2rem;height:2.2rem;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800}
.steps h3,.card h3{margin:0 0 .2rem;font-size:1.1rem}.steps p{margin:0}
.note{border-left:4px solid var(--teal);background:#eefaf7;padding:1rem 1.25rem;border-radius:0 var(--r) var(--r) 0}.note h3{margin-top:0}
.ph{border:2px dashed #c3ccd8;padding:1rem;border-radius:var(--r);color:var(--muted);background:#fff}
.cards{display:grid;gap:1rem}.card{border:2px dashed #c3ccd8;border-radius:var(--r);padding:1.25rem;background:#fff}
.badge{display:inline-block;font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em;background:#fff3cd;color:#7a5b00;padding:.15rem .5rem;border-radius:6px;margin-bottom:.5rem}
.dark{background:var(--navy);color:#fff}.dark h2{color:#fff}
.social{list-style:none;padding:0;display:flex;flex-wrap:wrap;justify-content:center;gap:.5rem;margin:2rem 0 .5rem}
.social a{display:inline-block;padding:.5rem .9rem;border:1px solid rgba(255,255,255,.35);border-radius:999px;color:#fff;text-decoration:none}
.handle{color:#bff3e8;font-family:ui-monospace,Menlo,monospace}
.foot{padding:2rem 0;background:#071d33;color:#c9d4e2;font-size:.9rem}.foot a{color:#fff}
.disclaimer{display:inline-block;border:2px solid #fff;color:#fff;padding:.6rem 1.1rem;font-weight:700;margin-bottom:1rem}
@media(min-width:720px){.nav ul{display:flex}.cards{grid-template-columns:repeat(3,1fr)}.steps{grid-template-columns:1fr 1fr}.hero{padding:6.5rem 0 6rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}